Disclosures and Disclaimers

1. Risk of Loss

Participation in the Lendscape protocol involves significant risk. Users may lose some or all of their invested capital. Neither Lendscape nor any affiliated entities guarantee any returns or protection against losses.

2. Regulatory Uncertainty

The regulatory landscape for cryptocurrency and decentralized finance is evolving. Lendscape operates in compliance with current regulations, but future regulatory changes may impact the platform's operations or the legality of user participation in certain jurisdictions.

3. Smart Contract Risk

While Lendscape's smart contracts undergo rigorous auditing, they may contain bugs, vulnerabilities, or other issues that could result in the loss of funds. Users acknowledge this risk when interacting with the protocol.

4. Market Volatility

The value of cryptocurrencies, tokenized assets, and the $MBASE token can be highly volatile. Users should be prepared for significant price fluctuations that may affect the value of their investments or collateral.

5. Collateral Risks

The value of tokenized real-world assets (RWAs) used as collateral may fluctuate or become illiquid. This could lead to forced liquidations or inability to withdraw funds in a timely manner.

6. Oracles and External Data

Lendscape relies on blockchain oracles and external data sources for asset valuation and risk assessment. While measures are taken to ensure data accuracy, errors or manipulations in these systems could adversely affect the protocol's operations.

7. Governance Risks

The decentralized governance model of Lendscape means that protocol changes are determined by token holders. Users should be aware that governance decisions may not always align with their individual interests.

8. Technology Risks

As a blockchain-based platform, Lendscape is subject to risks associated with the underlying blockchain technology, including network congestion, forks, or other technical issues that could disrupt services.

9. Cybersecurity Risks

While Lendscape implements robust security measures, no system is completely immune to cyber attacks. Users should be aware of the risk of hacks, phishing attempts, and other malicious activities.

10. No Financial Advice

Information provided on the Lendscape platform, including asset valuations and risk assessments, does not constitute financial advice. Users are encouraged to conduct their own research and consult with financial advisors before making investment decisions.

11. KYC/AML Compliance

Users must comply with Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures. Failure to meet these requirements may result in restricted access to the platform or inability to withdraw funds.

12. Tax Implications

Users are solely responsible for determining and paying any applicable taxes on their transactions and earnings from the Lendscape platform. The protocol does not provide tax advice or reporting.

13. Protocol Upgrades and Modifications

Lendscape reserves the right to upgrade or modify the protocol, which may result in downtime or changes to functionality. While efforts will be made to minimize disruptions, users should be prepared for potential impacts on their activities.

14. Third-Party Service Providers

Lendscape may rely on third-party service providers for certain functions. While these providers are carefully selected, Lendscape cannot guarantee their performance or security.

15. Limitation of Liability

To the fullest extent permitted by law, Lendscape and its affiliated entities disclaim all liability for any losses or damages arising from the use of the platform, including but not limited to direct, indirect, incidental, consequential, and punitive damages.